自選團體醫療保險計劃重要通知

23 2 月 自選團體醫療保險計劃重要通知

重要消息：就有關香港警察自選團體醫療保險計劃(「本計劃 」)，考慮到本計劃的申請情況及協會成員們的反饋，警隊四個職方協會及同仁基金會積極與保險公司磋商及提供建議，為大家提供一個更靈活的方案，本計劃的安排及內容現作出若干相關調整，重點如下：

1. 放寬申請規則：受保會員的合資格未婚子女現可自由選擇參與本計劃，但受保會員的合資格配偶 (如有) 必須與受保會員一同參與本計劃。

2. 未婚子女合資格年齡由22歲延長至 26 歲。受保子女之保障一旦因任何原因終止(包括未有繳交保費或續保)，他/她將不能再次參與本計劃。

3. 合資格未婚子女於 2023 年 4 月 30 日或之前參與本計劃，其住院保障可享15%首年保費折扣優惠，優惠受相關條款及細則約束。

4. 因應以上變動，申請期已延長至2023年4月30日，而本計劃預期的生效日期將改為2023年6月1日。

請注意，本計劃的生效以及其生效日期將取決於是否達到最低成功申請計劃的人數要求，及/或保單持有人及/或保險公司的決定。

若您於 2023 年 2 月26 日或之前已遞交參與本計劃的申請， 保險公司將於2023年2月28日或之前通知您上述更新，以及確認您 (及您的配偶和子女，如有) 是否繼續參與本計劃。如保險公司於2023年4月30日或之前仍未收到您的回覆，您之前的申請將被視為取消及無效。如對本計劃有疑問，請致電保險公司熱線 (852) 2200 6262 查詢。

本計劃的更新詳情以及相關安排將於2023 年 2 月 27 日公布，敬請留意。

IMPORTANT NEWS: In view of the status of enrolment and the feedbacks from the association’s members relating to the Hong Kong Police Force’s Voluntary Group Medical Insurance Plan (the “Plan”), the four Hong Kong Police Force’s associations together with Tung Yan Fund have proactively discussed with the insurer and made suggestions to increase the flexibility of the Plan. Certain relevant changes have now been made to the Plan with the key updates summarised as follows:-

1. Relaxation on the enrolment rule: Eligible unmarried child(ren) of the Insured Members can now enrol to the Plan on a voluntary basis. However, the Insured Members’ eligible spouse (if any) MUST be enrolled to the Plan together with the Insured Members.

2. The eligible age of unmarried child(ren) has been extended from the age of 22 to the age of 26. Once the coverage of the insured child(ren) is terminated for any reasons (including the premium not being paid or the coverage not being renewed), he/she will not be able to re-enrol to the Plan.

3. The eligible unmarried child(ren) joining the Plan on or before 30 April 2023 can enjoy a 15% premium discount for the first policy year on the inpatient benefits subject to the relevant terms and conditions of the offer.

4. In view of the above changes, the enrolment period has been extended to 30 April 2023, and the intended effective date of the Plan will be changed to 1 June 2023.

Please note that whether the Plan will become effective and the effective date of the Plan will be subject to the minimum number of participants who have successfully enrolled in the Plan having been fulfilled and/or the decision of the policyholder and/or the insurer.

If you have submitted the application for the enrolment to the Plan on or before 26 February 2023, the insurer will contact you on or before 28 February 2023 on the above changes and seek for your reply on whether you (and your spouse and child(ren), if any) wish to continue your application for the enrolment to the Plan or not. If the insurer does not receive your reply on or before 30 April 2023, your previous enrolment application shall be deemed cancelled and void. Please contact the insurer at (852) 2200 6262 for enquiries relating to the Plan.

The updated details of the Plan and the relevant arrangement will be announced on 27 February 2023. Please stay tuned.